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News

Buy a KASKO insurance policy for your car!

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10.02.2011

After damage caused to moving car by a falling piece of ice the injured person will receive insurance indemnity

The mass media have already informed of the accident when on January 27, about 13:35 o’clock, in VentspilsMunicipality, on the highway Riga – Ventspils, a block of piece falling from an oncoming truck hit a car "Audi A4" manufactured in 2007. In the result of this accident the car was damaged but the driver – a 42 years old man – was injured.

1) Buy a KASKO insurance policy for your car!

"Seesam Standard KASKO" having been purchased by the driver of the "Audi A4" included also accident insurance for driver and passengers in the amount of up to 10 000 LVL. If any person that was in the car has got an injury, the accident indemnity amount is calculated upon receipt of medical opinion.

2) Please note! MTPL insurance does not guarantee compensation for all losses after an accident

In cases where the vehicle having caused the accident has not been identified (for example, left the accident place), the driver may submit an insurance claim to his/her insurer or any other MTPL insurer, who forwards the particular claim to the Latvian Motor Insurers' Bureau (MIB) for further consideration. The MIB is the holder of the MTPL Guarantee Fund. But keep in mind that the MTPL Guarantee Fund pays compensation only for injuries or damages which have been caused by an unidentified vehicle to a person or which have occurred in carrying out the works necessary to rescue persons injured in the result of a traffic accident, for example, to take the injured person to a medical institution, or if the passenger compartment has been damaged or soiled. Any compensation for loss caused to the damaged vehicle is not paid by the MTPL Guarantee Fund in such cases.

3) Take advantage of the Seesam’s special offer “Help on the road!

We offer free of charge help on the road to owners of the Standard and Economical CASCO insurance policies:

  • Consultation by phone +371 67 06 10 00 24/7
  • Wheel exchange
  • Gas delivery
  • Jump start
  • Transportation
  • Car replacement
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