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Motor Third Party Liability Insurance
Actual

24/7 roadside assistance service:

+371 67 567 492 

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Interesting

Road traffic accidents caused by vehicles without MTPL insurance policy occur most frequently in Krāslava, Rēzekne and Preiļi districts

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Interesting

More than 7 million LVL have been paid out for road traffic accidents caused by motor vehicles that have not had MTPL insurance cover

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Interesting

Prototype of an irresponsible Latvian car owner

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Actual

Cits KASKO – a unique insurance product for older vehicles

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Home   >  Private person insurance   >  Car insurance   >  Motor Third Party Liability Insurance

Private person insurance

  • Car insurance
  • Motor Third Party Liability Insurance
  • Why I should buy a MTPL insurance policy?
  • Where and how I can purchase a MTPL policy of the Seesam?
  • What is compensated by MTPL?
  • What is a MTPL Bonus-Malus class?
  • What should be done if a traffic accident has occurred?
  • In which cases should I call the Traffic Police?
  • What to do if I have caused a traffic accident?
  • Right to bring a subrogation action
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  • Cits KASKO (Another KASKO)
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Motor Third Party Liability Insurance

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Objective of the MTPL is to protect the interests of third parties, who have suffered damage in the result of a traffic accident, if an insured event has occurred.

In the MTPL Law it is specified that any motor transport owner, who is participating in the road traffic, must be mandatorily insured against the risk of causing damage to property of health of another person. Motor vehicle owner third-party liability insurance guarantees that in the case of occurrence of a traffic accident the damage caused to the aggrieved party shall be covered by the insurer of the guilty party within the limits of the MTPL liability.

MTPL liability limits established from 30.11.2009 till 31.05.2012:

  • personal injury-up to 2500 000 euro, regardlessofthe numberof victims;
  • damagecaused to the property – up to 500 000 euro, regardlessof thenumber of third parties.

To accidents occurred in foreign countries the liability limits of the country where the accident occurred are being applied. In many countries, liability limits are not defined - there is no limit.

Seesam invites you to purchase a MTPL policy for the following motor vehicles registered in Latvia: passenger cars, trucks, motorcycles, trailers, tractors, buses.

Documents
  • MTPL Law

FAQs

Why I should buy a MTPL insurance policy?

Where and how I can purchase a MTPL policy of the Seesam?

What is compensated by MTPL?

What is a MTPL Bonus-Malus class?

What should be done if a traffic accident has occurred?

In which cases should I call the Traffic Police?

What to do if I have caused a traffic accident?

Right to bring a subrogation action?

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