Corporate insurance

• Car Insurance
• Cargo insurance
• Corporate Property
• Construction and montage risks
• Insurance of equipment against breakdown
• Insurance of electronic equipment
• Third Party Liability Insurance
• Employee insurance
• Accident Insurance
• Travel Insurance
• Health insurance
• Advantages
• Collaboration partners
• Contractual organizations
• Spend wisely!
• Critical illness insurance
• Combined farms insurance
• Insurance of farming machinery

Health insurance

Health insurance for employees provided by JSIC Seesam Latvia insures your staff against unforeseen medical expenses in the case of an illness. Since a sickness may affect not only the family but also the work, by purchasing the health insurance for your employees you shall receive a guarantee for reception of high-quality medical services and for a quicker recovery.

An employer has the possibility to:

• Motivate employees by creating a sense of security, by purchasing a health insurance program appropriate for employees of the particular company. Health insurance program covers outpatient medical services (services provided by a clinic, medical practitioner, doctorate etc.) and in-patient medical services (treatment in a hospital). In addition, there is an opportunity to add services for dental care, optics, sports and medicines.
• Select a program with full or partial payment of services – when receiving a service in a medical institution, a part of the charge for the service is to be borne by the employee himself/herself.
• Add new employees to the policy or delete any employees from the policy during the whole insurance period.
• Buy an open policy during the whole insurance period, for receipt of services not covered by insurance programs.
• Not to pay an extra charge for shared payments.
• Get the tax relief specified in the laws and regulations:

• insurance premiums are exempt from corporate income tax (the company's profits may be reduced by the insurance premium payment amount);
• insurance premium payment is exempt from personal income tax (according to the Law „On Personal Income Tax”);
• insurance premiums are not included in the object of mandatory social insurance contributions (according to the Law „On Personal Income Tax”).

An employee has the possibility to:

• Receive a service in accordance with the program selected.
• Receive services from certified medical institutions – from cooperation partners of the insurer (contractual organisations) or from a medical institution selected by the employee.
• Receive information support 24 hours a day, 7 days a week by calling 67 0610 00.
• Get faster and better medical help.
• Receive salary sooner, instead of temporary incapacity allowance.