With introduction of updated electronic equipment technologies and upgrade of information technologies, the risk of various loss increases, which is connected with electronic equipment and their maintenance and which are not provided in classical property insurance.
Seesam Latvia offers to insure electronic equipment by means of a specific electronic equipment all risks insurance policy, which provides indemnification of losses caused by any sudden and unexpected total loss or any physical damage of insured equipment irrespective of the cause, unless it is mentioned as exception in the policy.
Insurance cover is provided for:
data processing equipment;
medical equipment;
office equipment;
communication and other equipment.
Seesam Latvia will indemnifysudden and unexpected material losses or damages to electronic equipment and external information carriers, which have been caused by the following:
negligence of employees, incorrect handling with the insured object, intentional or malicious act of a third person;
theft, robbery, breaking in;
short circuit, excessive voltage, induction;
fire, lightning, explosion, implosion, direct impact of lightning, falling of piloted objects, fire extinguishing process, demolishing, removal of ravage caused by all the above mentioned exposures;
water, humidity, flooding; steam, frost;
storm, hail;
erroneous construction or design, defects of materials, productions defects.