Joint Stock Insurance Company “Seesam
Upon presentation of all the documents required, including prescriptions issued by a doctor, it will be possible to get the necessary medicines, within the limit of the amount specified in the insurance contract, at any “Euroaptieka” pharmacy.
If the policy is bought by a person, who is not vaccinated against influenza, a deductible will be specified in the contract, but in cases when the policy is bought by a person having been vaccinated against influenza in this season, no deductible will be applied. It means that the costs incurred for medicines prescribed for treatment shall be compensated up to the insurance amount specified in the contract, provided that the policy owner has complied with the terms and conditions of the insurance contract.
If an insured person wants to buy medicines intended for treatment of influenza under the cover of this policy, this person should, when feeling the first possible symptoms of this disease, consult a doctor. It is necessary to establish exact diagnosis and prescribe medicines required for treatment of the disease.
The “Flu Policy” offered by “Seesam Latvia” will be in effect only in the territory of Latvia, and it will be possible to buy medicines prescribed by the doctor, in accordance with the terms and conditions of the insurance contract, only at pharmacies of the “Euroaptieka” network. Policy price is
Influenza isan acuteandhighly contagiousrespiratoryinfection, theincubation period of which usually lastsonlya day or two. Flu symptomsoftenappearvery rapidly,andthe timeof getting sickcan be easily identified. For example,in the morning, going to work,you may feel well, butalreadyaround middayyou feel sick, you have tremblingand intolerableheadache,rapidrise in body temperature, you have severe painin muscles andeyeballs. In case of influenza,theseearlysymptomsare followed byirritatingsensationin the throat, there isdryandpainfulcough,thepatientfeelssharp pain inthe sternumarea, but nasal congestionmakes breathing difficult. If you havepossibleflusymptoms, you should definitely seek medical attention.
Greaterchances of gettingthe fluare in places wheremany peoplecongregate, such as schools, supermarkets, public transport, placesof massrecreationactivities. Influenza is more likely to occur among peoplewith weakenedimmune system, children and older people, so the"flu policy"could beparticularly useful for those groups of persons.Parents canbuy afluinsurance policyfor themselves andtheirminor children.
Last year,the first "flu season" case was established onthe second ofDecember, but in the thirddecade ofJanuary in a number ofLatvianregions theflu morbidity rate was several timeshigher thanthe epidemiologicallevel-itis a situation wheremore than 100people from each 100 000 inhabitants are sick with flu. In the spring, thefludisappearedonly in early April.
Infectologists acknowledge that complications caused by flu in many cases are more dangerous than the flu. It means that you should not perform your daily activities when you are sick with flu, and you should receive medical treatment. If you establish a symptom of flu, you should definitely consult a doctor and fulfil all the medical recommendations during the treatment. Always remember that infection in dangerous not only to the flu virus carrier himself/herself but also to other people.
Healthis thegreatest assetthatwe own. Sicknessis neverpleasant,but“Flu Policy” is a great opportunity to reducecostsassociated withrecovery.
If you have any additional questions regarding the “Flu Policy”, you may contact the “Seesam
About JSIC “Seesam Latvia”
Joint Stock Insurance Company “Seesam Latvia” provides insurance services since 1993.
From June 20, 2011 the sole shareholder of the JSIC “Seesam Latvia” is the JSC “Seesam Insurance” – a 100% subsidiary of the non-life insurance company “Pohjola Insurance Company Ltd.”, which is a member of “OP-Pohjola”, the largest and most well-known financial group in Finland.
The OP-Pohjola Group companies in Finland and the Baltic Countries employ more than 12 500 employees in total. The total assets of the Group exceed 80 billion Euros.
„Pohjola Insurance Company Ltd.” was founded in 1895. It is the oldest non-life insurance company in Finland and its market share is 27 % of the insurance market of this country.
The international rating agency Standard & Poor`s has assigned the safety rating A+ to „Pohjola Non Life Insurance Company” that is one of the highest ratings among the Scandinavian insurance companies.
About SIA “Euroaptieka”
SIA “Euroaptieka” was founded in
In
Additional information:
Mr. Armands Šterns
Tel. 67 06 10 29
E-mail: armands.sterns(a)seesam.lv