After a traffic accident the Agreed Statement has not been completed and submitted
An Agreed Statement may be completed if:
- only two vehicles have been involved in the traffic accident, no significant damage has been caused to them and both of them can continue their way
- no persons are injured
- no damage to property of third parties has been caused
- parties involved in the traffic accident are able to agree upon all the essential conditions of the event
Accident has not been reported to the police
The event must be reported to the police if the motor vehicle is stolen or personal effects from the vehicle are stolen, as well as when, for example, your vehicle has hit an animal on the road.
After a theft of a motor vehicle all the security system sets can not be presented by the owner
Security systems of the vehicle must meet the insurer’s requirements. The number of ignition keys, security system control panels must comply with that specified in the insurance application.
Water damage to vehicle engine
Reckless driving through puddles is not permitted, especiallyifthe driver isunable topredicthowdeeptheyare. Ifwaterwill enterthe engine,it will most likelyneed a majorrepair.
Damage occurred during transport of goods
The insurer does not compensate damage of motor vehicle caused under transport, loading and unloading of goods.
Motor vehicle damage occurred due to failure to comply with operation rules
If the motor vehicle has participated in the traffic having inappropriate tires for the particular season, or without having passed proper technical inspection, then the payment of indemnity would be refused if the accident occurred in direct causal relationship with this violation of operation rules.
Damage occurred when the vehicle was towed
To avoid accidents as much as possible when towing another vehicle, please choose a flexible towing rope of appropriate length and do not exceed the speed limit.
Overspeeding by more than 30 km/h
Significant overspeeding is considered to be deliberate violation of the Road Traffic Regulations, which significantly increases the risk of the insured vehicle to get involved in a traffic accident. One should take into consideration that in such case also other traffic participants are endangered.