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Critical illness insurance
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Critical illness insurance

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Critical illness insurance provided by the Seesam will protect your employees from financial losses.

Seesam proposes to develop a personalized critical illness insurance offer for employees of each company. Every employer himself can choose the most preferable and most suitable sum insured and insurance program for his company, taking into account the activity profile of the company, number of employees, and business of the company.

Documents
  • Terms and conditions of critical illness insurance No. KS10 (PDF 317 KB)

Critical illness insurance ensures:

  • financial support in the event of occurrence of a critical illness that requires medical treatment;
  • income supplement, if there is limited opportunity of employment.

In the case of occurrence of a critical illness insurance event, an allowance is paid to the insured person, his/her survived dependants or family members without any limitations and conditions, how the money is to be spent. The allowance can be used for medical expenses, rehabilitation, home conversion, or, for example, for occupational retraining to be able to adapt to the new living situation.

Insurance cover

Policy is in effect 24 hours a day throughout the world for one year from the time of the issue thereof. Cover of "Medical treatment costs" after an accident is in effect in the territory of the Republic of Latvia only.

Sums insured

  • Critical illnesses – from LVL 1000 to LVL 10 000*
  • Medical treatment costs after an accident – from LVL 500 to LVL 2000*

Insurance programs

Basic Program: cancer, heart attack, stroke, paralysis, Lyme disease, multiple sclerosis, HIV resulting from blood transfusions.

Basic Program Plus: cancer, heart attack, stroke, paralysis, Lyme disease, multiple sclerosis, HIV resulting from blood transfusions; medical treatment costs after an accident (injury), required for recovery of the insured person.

We insure persons*:

  • from 18 years and not older than 64 years;
  • from 3 to 18 years old solely together with any of the parents/guardians or the policyholder.

* A person maybeinsuredif, before the date oftaking out insurance, this person has nothadanyof thecriticalillnesses.

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